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Apostolate of Packages for the Philippines Donations!
Jun14

Apostolate of Packages for the Philippines Donations!

Apostolate of Packages for the Philippines

What kind of apostolate?

Our Polish community in the Parish of St. Mary Immaculate in Plainfield regularly ships packages with clothes, children’s toys and dry food to poor families and children. It is a simple way for our apostolate to reach others, especially those who are in need. 

Why the Philippines? 

I worked as a missionary in the Philippines for twelve years. I was assigned to a parish with thirty villages on the island of Mindanao. I did my best to visit every chapel (every village) every other month. During my ministry in that parish I had a chance to meet many wonderful people, many of them faithful Christians, who are quite poor. This is especially true of those who live in the mountains, in the places that are remote. While they have very little, they do not ask for help. I noticed that they eat once a day and have a very simple life-style. It was my initiative to organize some help for them. 

How did it begin? 

When I was still in the Philippines we began to form so-called Dehonian Youth Missions. It was done regularly twice a year. We organized and trained young people in the chapels which were better settled. We helped them to prepare and organize a ten-day mission trip to the most remote and neglected chapels in our parish. The task of the youth was to visit every house, talk to the families and gather the youth from that village during the mission. Then, a local youth group in that particular community was organized. Additionally,  we brought them food, clothes and gifts for the children. Often we had doctors and nurses with us. As missionaries, we were carrying on our pastoral work during the same time. It was quite a successful collaboration and team work. In fact, we were learning and receiving many spiritual benefits from the humble people. 

Since I have been assigned to the USA, I now organize some help for the Dehonian Youth from here. I am glad that the youth and missionaries, my friends, continue their ministry in the most remote places in the Philippines. To these day, these Dehonian Youth Missions continue and spread to other parishes.

How do we do it in Plainfield? 

We collect clothes, dry food and toys for children. The clothes do not need to be new, but must be clean and in good condition. The clothes must be for summer and petite people. Any kind of toys are good. The children in the remote places in the Philippines have none and so appreciate any thing. 

There is a group of volunteers in our parish in Plainfield who collect, store, select and pack goods given by others. We send the packages twice a year to the Dehonian Youth in my former parish. The youth sort and distribute them to the most needed during their missions. It works well. It is our simple apostolate and we have a big part of the missions in the Philippines. 

The cost of shipping?

Each family who bring clothes or toys should contribute to the cost of shipping. Usually two, three or four families collect things and money for one package. One package is quite large (the weight does not matter) and costs $65.00. Global Cargo Movers, a Filipino shipping company which helps us to deliver our packages to the parish in Cagayan de Oro, is the most economical at this moment. 

You are very welcome to join us in our apostolate. 

Contact persons: Barbara – phone: 815 582 6367; Fr. Andrew – phone: 312 647 8783.

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10 Fun & Interesting Roofing Facts
Jun12

10 Fun & Interesting Roofing Facts

Beautiful house with nice roof

Since the dawn of civilization, there have been many, many discoveries and advances in roofing materials and techniques. Here are a few of our favorite “did you know”s for you to enjoy!

1. Some of the oldest roofing materials in the world are thatch, clay, and stone. Thatch was likely used between 5000 and 1800 B.C.. Clay tiles can be traced all the way back to around 10,000 B.C.!

2. Thatched roofs are effective because the reed used is naturally waterproof, and is bundled so tightly that it simply sheds water. A thatched roof can shed water, sleet, and snow.

3. Red and white cedar shingles are listed as one of the most “classic” roofing types for homes in the Pacific Northwest.

4. While the idea of natural building materials still holds strong sentimental appeal, some insurance companies charge more to cover a home with a wood-shake roof because of the potential for fire, and others won’t insure it at all.

5. Metal roofing materials are often lighter in weight than wood shingles.

6. Even though asphalt shingles are a newer product (invented circa 1900), they are by far the most popular roofing product in America.

7. Green roofing materials are longer lasting than asphalt roofing tiles.

8. Traditional green roofs (the type with plants going on them) don’t leak if they are installed properly. This is because the plants and soil protect your roof from sun damage and extreme temperature changes. So, as long as the water barrier is intact, a green roof can keep your home dry for years to come.

9. Water tends to travels before it drips down visibly. Interestingly, a leak can come out twenty feet away from the original leak in a roof.

10. The most common weak spots on your roof are areas that need protection from flashing. However, damaged shingles or damage in the waterproofing material which lays underneath the shingles are also common causes of roof leaks.A leak may not mean you need to replace your entire roof. However, if the leak has persisted lasted long enough without management, there is likely dry rot involved – or the roof is very old – it may be time to get it replaced. If your roof needs servicing, don’t hesitate

Source: https://www.jewellroofing.com/about-us/news-and-events/27102-10-fun-interesting-roofing-facts.html

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10 Tips For Handling Home Insurance Claims
Jun05

10 Tips For Handling Home Insurance Claims

  1. Be prompt in filing the claim and responding to information requested by the insurer. If there is a request you think is unreasonable, say so quickly and in writing.
Clip board with "Estimate" paper

2. Write down the claim number as soon as you file it and post it somewhere prominent in your home and office. You’ll need it every time you discuss the claim with the insurer.

3. Start a notebook to document every communication you have with your insurer, including the date, time and a summary of the conversation, and to keep track of the status of your claim. As part of creating this paper trail, confirm any communication or promises made in person or by phone with a short follow-up email or letter. Take notes on any improper conduct by the insurer or the company’s adjuster, which may help you negotiate a settlement.

4. Find out the name of the insurance company’s staff adjuster assigned to your claim and write it down, the Consumer Federation said in a statement. An insurer will typically send an independent adjuster, or hired contractor, to your home to estimate damage. That hired adjuster may not be authorized to make claims decisions and payment on behalf of the insurer and you may need to follow up with the company employee making those decisions.

5. Be proactive in providing the insurance company proof of damage and asking for claims payments required. “Don’t wait for them to tell you how much they owe you,” United Policyholders advised.

6. Be polite, accurate and avoid spelling and grammar errors in your correspondence with the company. “Don’t use your insurance company as an outlet to vent frustrations and emotions related to the original cause of your loss,” suggested the group. Avoid saying or writing anything that could make you seem uncooperative.

7. Consult an attorney before signing confidentiality or non-disclosure agreements as they may reduce your ability to obtain the full benefits of your policy.

8. Get out an inventory and photos of your possessions or if you don’t have them, list them out quickly and find family or holiday photos that might include some of the main possessions that were damaged, the Consumer Federation recommended.

9. Obtain repair estimates from trusted local contractors to help you when you’re speaking with the insurance adjuster. Keep receipts from any emergency repairs you make to prevent further damage and temporary housing costs that could be reimbursed under “additional living expense” coverage.

10. Keep track of the time and money you’re spending on preparing the claim itself. Business policies often cover “claim preparation” costs but homeowners can also negotiate to get the costs covered under the additional living expenses or similar coverage, according to United Policyholders. “The insurance claim process after a large loss can be a full time job. Countless hours…answering questions, making phone calls and dealing with paperwork. If you’re self-employed, this means you’ll lose income” and you may need to hire a professional to help with the claim, the group wrote.

Source: https://www.uphelp.org/10-tips-filing-insurance-claim-effectively

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How Can I Find a Roof Leak?
May29

How Can I Find a Roof Leak?

The primary role of the roof is to keep the elements out and protect the interior of a home, so a leaky roof is a major cause for concern.

Open roof

Checking for leaks should be a part of all maintenance plans, and the good news is it doesn’t even require a trip up to the roof.

“Some leaks can go undetected for a while, causing damage to the inside of your walls, which can eventually create mold,” says Charlie Bell, owner of Bell Roofing in Atlanta.

“Other damages can include rotten roof decking, sheetrock or plaster ceiling damage – all can be quite costly to repair. Leaks coming in through walls can eventually damage the structure,” he says.

Bell says poor workmanship is to blame for a majority of roof leaks. “One of the main causes of roof leaks is an improper installation. Common problems with installations can be inadequate nailing of shingles and reusing old flashings and pipe boots,” he says.

To make things even worse, many shingle manufacturers will void the warranty if their products are installed improperly.

Bell recommends keeping tree limbs cut back away from the roof. “As tree limbs sway with the wind, they can damage your roof if hanging too low,” he says. “Overhanging limbs also act as a stairway for rodents, which can do some pretty serious damage to your home as well.”

broken ceiling

Checking for a leak can be easy, and all you really have to do is look up. “Visually check ceilings in all rooms for discoloration,” he says. “Most roof leaks create a yellow or brown stain. If you see a stain on your ceiling after a heavy rain, it’s safe to say you have a roof problem.”

The Atlanta roofer says you can also check for leakage by shining a flashlight around the attic during a rainstorm. Look for obvious signs of falling water or discolored patches of wood and insulation.

If you spot any signs of leakage while inspecting your home, call a highly rated roofing contractor to assess the situation. “Remember, the longer you let your roof leak, the more costly it can be in the long run,” Bell says.

Source: https://www.angieslist.com/articles/how-can-i-find-roof-leak.htm

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Maintenance Tips for Your Roof
May22

Maintenance Tips for Your Roof

Even though most asphalt roof systems are designed to protect your home for about 15 years, the National Roofing Contractors Association (NRCA)recommends you inspect your roof regularly two times a year during the spring and fall

Homebuyer’s beware. A great time to start with any roof assessment is before your closing date. Getting a professional roof inspection before that future home is officially yours will save you a lot of time and costly repairs down the road, which can also be a plus if and when you decide to sell your new home.

Person looking at gutters on roof

Trim troublesome trees. When admiring your home and surrounding landscape, it’s important not to overlook leaning branches seeking companionship with your roof as they can scratch and gouge your roof materials. To prevent damaging or puncturing your shingles, simply trim back and remove any branches getting too close to your roof.

Clean the leaves and other debris. In addition to bothersome branches, leaves and other elements can clog your gutter system and cause water to backup into the attic, living areas or behind the fascia boards. To ensure your drainage system is free flowing, it’s recommended that you clean your roof at least twice per year. Also, be on the lookout for sagging gutters or damaged drain components and repair or replace as needed.

Leafs in gutter

Ensure the roof is built to breathe. Without proper ventilation, heat and moisture can cause sheathing and rafting to rot, roof materials to buckle and insulation to lose effectiveness. This will cause your overall roofing system to be ineffective.  

 Include insulation. The best way to achieve appropriate ventilation and good airflow is through proper insulation. To protect a house from heat gain or loss, it’s ideal to include a gap-free layer of insulation on the attic floor and a vapor retarder under the insulation next to the ceiling to stop moisture from rising into the attic. Having open, vented spaces that allow air to pass freely with at least one inch between the insulation and roof sheathing is also ideal

Check for attic aftermath. In addition to having a well insulated attic, it’s a good idea to check for water stains and weak shingles after a heavy storm.

Safeguard against streaking. Make sure to pay close attention to the color of your roof. Roof areas, generally the northern part, exposed to shade during long periods of time in humidity will eventually become streaked with mold, algae or even fungus. And if left unchecked, will eventually deteriorate the roofing material shortening the life of the roof, which could lead to leaks and other signs of trouble.

Check for signs of shingle damage. Being exposed to everyday wear and tear from various elements can cause shingles to become dilapidated and get torn off, making a roof structure and interior space vulnerable to water seepage and rot. Thus, it’s highly advisable for homeowners to examine roof coverings each year to ensure their integrity.

Broken shingles on roof

Quality roofing quotes. It’s advisable to get at least two quotes so you can determine the best combination of quality and price. Think long-term and not cheap when choosing a roofing company and it’ll save you a lot of repair costs down the road.  

Source: https://www.greatdayimprovements.com/10-roofing-maintenance-tips.aspx

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7 Warning Signs You Need a New Roof
May15

7 Warning Signs You Need a New Roof

1. Roof age

How old is your existing asphalt shingle roof? Most experts agree that a typical roof will last between 20 and 25 years. It also depends on whether the old roof was removed and you only have one layer of shingles, and if it is properly ventilated. If the roof was installed over another layer or several layers and it is older than 20 years, chances are you need a new roof.

Broken shingles

2. Shingles curling and buckling

Shingles that are curled or buckling are another sign that you may need a new roof. Look at the slopes of your home that get direct sunlight and if you notice the shingles are curling and losing granules, it could mean the shingles are past their life expectancy.

3. Roof valleys

If your roof shingles are falling apart or missing in this area, it’s a definite sign you need a new roof. Valleys are one of the most important areas of your roof. Snow and rain flow through valleys and into gutters. If the valley is compromised, you could be susceptible to roof leaks.

Roof Valley

4. Missing shingles

These are another sign your roof could be failing. Check to see if all of the shingle “tabs” are intact.

Roof with missing shingles

5. Chimney flashing

This is another area to be concerned about. If your flashing consists of roof cement or tar, it may need to be replaced with a long-term, water-tight fitting, which would be a metal flashing system.

Chimney Flashing

6. Shingle granules in the gutters

Look in your gutters to see whether they are loaded up with shingle granules. Roofs tend to lose more granules toward the end of their life cycle. Inconsistant or darker color on some parts of the roof is another sign the granules have worn away.

7. Daylight through the roof boards

You notice a spongy feel or trampoline bounce when walking on the roof, which means the underlying decking is weakened from moisture. Check your attic to see if there is any daylight coming through the roof boards. Also check for moisture in the insulation.

Source: https://www.angieslist.com/articles/7-warning-signs-you-need-new-roof.htm

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